![]() Receiving calls or letters about unpaid bills.Getting turned down for government benefits.Receiving pre-approved credit card offers in the mail.But you’ll want to keep an eye out for warning signs that suggest your child’s Social Security number is being misused, such as: Watch out for these red flagsįreezing your child’s credit eliminates the need to continually monitor their credit report. Once your child’s credit file is frozen, you can temporarily or permanently thaw it online, over the phone or by mail. TransUnion: Follow the instructions listed here under “How do I freeze for my minor child?” Mail a written request and the required documents to the address provided. Experian also asks that you provide a previous address if you’ve lived in your current home or less than two years. Here’s how to do it:Įquifax: Fill out this form, then mail it to the address listed at the bottom with copies of the required documentation.Įxperian: Complete this form and send it to the address featured at the center of the page, along with copies of the requested documents. You must then connect with all three of the national credit bureaus to initiate a credit freeze. A recent utility bill or bank statement as proof of residency. ![]() A copy of your child's Social Security card.A copy of your child's birth certificate (or other proof of guardianship if you aren’t listed as a parent).A government-issued ID, like a driver’s license or passport.To streamline the process, begin by gathering the following: Each credit bureau has its own protocol for freezing a minor’s credit, and some require more documentation than others. While freezing your credit tends to be a fairly straightforward process that can usually be completed online, freezing your child’s credit is a bit more involved and must be done through the mail. ![]() It’s a blank slate, which makes it easier for someone to open fraudulent accounts and rack up charges in their names. Credit expert John Ulzheimer says children are easy targets because they have no credit history. One of the best ways you can prevent someone from stealing your identity is to freeze your credit -and it may be a good idea to do the same for your children. What’s more, one in every 43 kids had personal information exposed and potentially compromised, thanks to data breaches. children were victims of identity fraud from July 2021 to July 2022. According to a report published by Javelin Strategy & Research, 915,000 U.S. Just like adults, kids can be the target of identity theft.
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